Mortgage Loans

IFB offers a full range of competitive residential and commercial mortgages designed to meet our customers' needs; both U.S. residents and foreigners.
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Personal Loans

Welcome To The IFB Consumer Loan Web Site
IFB offers a full range of competitive residential and commercial mortgages designed to meet our customers’ needs; both U.S. residents and foreigners. Our loans are customized for any finance challenge, including new home purchases, refinancing an existing mortgage, or making home improvements. Helping to secure reliable rates and providing personal assistance to insure that you make the right decision.

Discover the IFB mortgage option that’s right for you.

Types Of Loans Available

New/Used Auto
IFB offers up to 105% Manufacturer’s Dealer Invoice on new vehicles, For used vehicles, we finance up to 110% of the NADA loan value. Contact us for current rates and terms.

Auto Buying Services
IFB offers ways to help you find your next vehicle with American Chariots, Inc., a full-service auto brokerage business. For expert auto-buying advice without the hassle, visit American Chariots.

Auto Loan Calculator

Deposit Secured Loans
Our deposit secured loans allows you to purchase what you need without depleting your account balance, at a rate slightly higher than the rate on your time deposit with us, no matter what you need the loan for! Contact us for more details.

Personal Loans
You can use a personal loan to pay for almost anything, from a new computer to your next big vacation. IFB personal loans are closed ended and do not require collateral to be secured. Best of all, a personal loan from IFB comes with a fixed rate, so you always know what your payment will be. Contact us for current rates and terms.

Marine Loans
We Finance Your Boating Dreams. Whether you're dreaming of power boating or sailing, IFB’s Marine Loan Program can help make your dream reality. Contact us for current rates and terms

Equipment Loans
Equipment loans are for business owners who want to finance the purchase of new or used equipment. An equipment loan with IFB lets you borrow up to 75% of the purchase price of new and 70% of the purchase price of used equipment. Contact us for current rate and terms.

Other Consumer Loan Features

Ask about our Automatic Payment Plan and get a break on your interest rate!

Get the loan you want! Fill out an application and submit it to us via fax to 305-648-8848. You may also pick up an application at any of our branch offices in Miami-Dade County or our office in Weston in Broward County!

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Do you know what your vehicle is worth? Check out NADA (*) to find out. This site will also give you the value of new and used, cars, trucks, SUVs, motorcycles, boats, classic cars, recreation vehicles and manufactured homes. Check it out.

Do you have questions about your credit or want to see what is on your credit report?

Contact Information for any of the Three Credit Reporting Agencies:

The following information is provided so that you may contact any or all of the consumer reporting agencies. You can contact them for questions about receiving a copy of your credit report, to dispute information on your credit report or to place a fraud alert.

Equifax: 1-800-525-6285 EQUIFAX, Equifax P.O Box 740241, Atlanta, GA 30374-0241
Experian: 1-888-EXPERIAN (397-3742), EXPERIAN , Experian P.O. Box 9532, Allen, TX 75013
Trans Union: 1-800-888-4213, TRANS UNION, Trans Union/Consumer Relations 2 Baldwin Place P.O. Box 1000 Chester, PA 19022

How to Get Your Credit Report and How Much Does it Cost:
Getting a copy of your credit report is an easy and painless process. In fact, you are entitled to one free report annually and under certain circumstances even more often. To get your copy contact any or all of three nationwide consumer credit reporting agencies listed above.