Mortgage Loans

IFB offers a full range of competitive residential and commercial mortgages designed to meet our customers' needs; both U.S. residents and foreigners.
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Personal Banking

Choice Personal Checking Basic Checking Direct Deposit Checking
The customizable account to manage your dreams on a daily basis and to your liking.
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The perfect account to manage your dreams on a daily basis with unlimited transactions.
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This is the account, which allows you to maximize your funds allowing you to enjoy your dreams. Save on monthly maintenance fees and minimum balances with direct deposit.
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Senior Citizen Checking Interest Checking Personal Savings
This account allows living all your dreams that you’ve long been investing for. With no minimum balance requirements, or monthly maintenance fess and an unlimited number of transactions, now you can live your dreams.
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Receive interest for your larger balances while benefiting from the flexibility of a checking account.
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Invest in your dreams safely while keeping a level of flexibility for those unexpected expenses.
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Personal Money Market    
The safest way to invest in your dreams and maximize on your deposits with the liquidity that you may need.
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Depository Products Loans & Credit Plans Contact
Choice Personal Checking
Checking Account
Senior Citizen Checking Account
Money Market Account
NOW Account
Time Deposit
Certificate of Deposit
Residential Mortgage Loan
Home Equity Line
Residential Loans
Marine Loan
Personal Loans
Cash Secured Loan
Visa Credit Card
Phone: 305.648.8800
Email: personalbanking@intlfinancebank.com
Convenient Services    
24-Hour ATM Banking
Bank by Mail
Bill Payment Services
Cashier's Check
Debit/ATM Card
Direct Deposit
Electronic Funds Transfer (ACH)
Safe Deposit Boxes
Wire Transfer
Treasury Savings Bonds
 


Choice Personal Checking
The customizable account to manage your dreams on a daily basis and to your liking.
Features  
Monthly service charge* $0
Minimum daily balance to avoid monthly fee* $0
Interest earning No
Number of transactions Unlimited
Free ATM/Debit Card available Yes
ATM banking benefit Yes
Free online banking Yes
Free checks Yes, first order
Statement Detail Yes
Minimum to open $100
* Requires a qualifying certificate of deposit of $5,000 and debit card application.
Basic Checking
The perfect account to manage your dreams on a daily basis with unlimited transactions.
Features  
Monthly service charge $12
Minimum daily balance to avoid monthly fee $500
Interest earning No
Number of transactions Unlimited
Free ATM/Debit Card available Yes
ATM banking benefit Yes
Free online banking Yes
Free checks No
Statement Detail Yes
Minimum to open $100
Direct Deposit Checking
This is the account, which allows you to maximize your funds allowing you to enjoy your dreams. Save on monthly maintenance fees and minimum balances with direct deposit.
Features  
Monthly service charge $0, with direct deposit.
Minimum daily balance to avoid monthly fee $0, with direct deposit.
Interest earning No
Number of transactions Unlimited
Free ATM/Debit Card available Yes
ATM banking benefit Yes
Free online banking Yes
Free checks No
Statement Detail Yes
Minimum to open $100
During any monthly statement you may not make more than 50 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. An excess service charge of $.10 per item will be charged for each additional transaction.
Senior Citizen Checking*
This account allows living all your dreams that you've long been investing for. With no minimum balance requirements, or monthly maintenance fess and an unlimited number of transactions, now you can live your dreams.
Features  
Monthly service charge $0
Minimum daily balance to avoid monthly fee $0
Interest earning No
Number of transactions Unlimited
Free ATM/Debit Card available Yes
ATM banking benefit Yes
Free online banking Yes
Free checks No
Statement Detail Yes
Minimum to open $100
*Must be 62 years old
Interest Checking
Receive interest on larger balances while benefiting from the flexibility of a checking account.
Features  
Monthly service charge $15
Minimum daily balance to avoid monthly fee $3.500
Interest earning Yes
Number of transactions Unlimited
Free ATM/Debit Card available Yes
ATM banking benefit Yes
Free online banking Yes
Free checks No
Statement Detail Yes
Minimum to open $2.500
Personal Savings
Invest in your dreams safely while keeping a level of flexibility for those unexpected expenses.
Features  
Quarterly service charge $12
Minimum balance to avoid quarterly fee $500
Interest earning Yes
Number of transactions 6 per statement cycle (*)
Free ATM/Debit Card available Yes
ATM banking benefit Yes
Free online banking Yes
Free checks Not applicable.
Statement Detail Yes
Minimum to open $500
A fee of $12 will be imposed every quarter if the balance in the account falls below $500.00 any day of the statement cycle.
Personal Money Market
The safest way to invest in your dreams and maximize on your deposits with the liquidity that you may need.
Features  
Monthly service charge $15
Minimum daily balance to avoid monthly fee $5.000
Interest earning Yes
Number of transactions 6 per statement cycle (*)
Free ATM/Debit Card available Yes
ATM banking benefit Yes
Free online banking Yes
Free checks No
Statement Detail Yes
Minimum to open $3.500
(*) A fee of $10 each will be charged for some types of additional debit transaction, and as required by law, it may be necessary to close or convert your account to another type without this limitation.

Caution

E-mail transmission is not secure or error-free, information could be intercepted, lost or delayed and we cannot guarantee the confidentiality of any information sent through the internet. We very strongly discourage you from sending any confidential information, such as account names, numbers, balances or any description of any transaction. We shall not be liable for any damages suffered by anyone as a result of any wrongful dissemination or misappropriation of information.