Mortgage Loans

IFB offers a full range of competitive residential and commercial mortgages designed to meet our customers' needs; both U.S. residents and foreigners.
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International Corporate Banking

Our International Corporate Banking area deals with multi-national and foreign corporations as well as financial institutions with at least USD $5 million in annual sales, which are headquartered abroad and conduct business internationally. Contact
Phone: 305.648.8800

Presently, IFB is actively conducting business in the numerous countries in Latin America and the Caribbean with affiliate banks in Venezuela, Peru, Ecuador, Guatemala, and Curacao.

Trade Services and Financing

In dealing with import and export businesses, whether your firm is buying or selling from local suppliers or international within the United States, International Finance Bank, facilitates your trade transactions domestically or internationally by making available to you a vast number of services to make your corporation’s work flow more effective and efficient.

Ancillary Available Services
  • Bill Payment Services
  • Courier Services
  • Cashier’s Check
  • Documentary Collections
  • Trade Services & Financing
  • Electronic A/C Statement via S.W.I.F.T.
  • Letter of Credit
  • Money Transfers
  • Safe Deposit Boxes
  • U.S. Clearing Services
  • Euro CD & CD
  • Euro DDA
  • FX Foreign Exchange

Letter of Credit Standby Letter of Credit Discounting of Banking Acceptances
Letter of Credit provide you the best option of payment and document protection whether you are importing or exporting goods. International Finance Bank will make certain that the negotiation of documents take against the seller’s strict compliance of the credit terms and conditions. With the Standby Letter of Credit, International Finance Bank can provide guarantee or assurance of payment to a supplier abroad for contractual obligations undertaken by our customers as part of a trade negotiation.  The Standby Letter of Credit is an excellent way for insuring payment to foreign while offering flexibility for numerous purchasing arrangements such as:
  • - Covering performance or non-performance
  • - Single or repetitive commercial transactions
  • - Contract bidding
By the discounting of Bankers’ acceptances, International Finance Bank is able to provide term financing for transactions in the international trade market. Trade acceptances can be discounted from a letter of credit issued or confirmed by International Finance Bank. You can benefit from the financing terms and the supplier can get paid earlier.
Discounting of Trade Acceptances with Bank Aval Business Accounts: Business Checking Business Accounts: Business Money Market
As an importer, you may not want to hold the risk associated with the risk on importer’s credit or you may prefer to the beneficiary payments for deliveries or shipments. You have the ability to discount Bills of Exchange (drafts) drawn on the foreign buyers with the aval of one of our correspondent or reputable banks in the region. With this of financing you will be able to provide your customers with the may needed liquidity (with or without recourse) and will also assume the country risk. If done without option to the exporter. A checking account for businesses who have a lower level of deposit and check writing activity. Save money with this fee-free account and receive a basic level of deposit and unlimited check writing capability.
An account for businesses that are able to maintain the daily minimum balance and limit the number of transactions. This account provides a way to save for the business of your dreams, earning attractive interest rates while maintaining the ability to easily access account balances by writing a check.

Business Checking
The perfect account to manage your dreams on a daily basis with unlimited transactions.
Monthly maintenance fee $15
Minimum balance to avoid monthly fee $25,000
Interest earning No
Number of transactions Unlimited
Free ATM/Check Card available Yes
ATM banking benefit Yes
Free online banking with bill pay Yes (see below)
Free checks No
Statement Detail Yes
Business Money Market
The safest way to invest in your dreams and maximize on your deposits with the liquidity that you may need.
Monthly maintenance fee $15
Minimum balance to avoid monthly fee $25,000
Interest earning Yes
Number of transactions 6 per statement cycle
Free ATM/Check Card available Yes
ATM banking benefit Yes
Free online banking with bill pay Yes (see below)
Free checks No
Statement Detail Yes
We do not have on line bill pay at this time.