| Depository Products |
Loans & Credit Plans |
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Choice Business Checking Account |
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Business Checking Account |
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Business Savings |
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Business Money Market Account |
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Certificate of Deposit |
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Payroll Accounts |
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Business Loans |
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Working Capital |
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Equipment & Vehicle Acquisition |
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Leasehold & Capital Improvement |
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Visa Business Credit Card |
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Commercial Real Estate |
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| Convenient Services |
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24-Hour Banking |
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Account Analysis |
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Bank by Mail |
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Bill Payment Services |
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Cash Management Agreement (CMA) |
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Cashier's Check |
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Debit Card |
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Direct Deposit |
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Electronic Funds Transfer (ACH) |
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Money Order |
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Overdraft Protection |
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Safe Deposit Boxes |
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Traveler's Checks |
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Wire Transfer |
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Choice Business Checking Account
A customized banking solution tailored to meet your small business needs.Offering premium service and easy enrollment, you'll be able to keep your mind on what matters most - your business. |
| Features |
|
| Monthly maintenance fee |
$0 |
| Minimum daily balance to avoid monthly fee |
$0 |
| Interest earning |
No |
| Number of transactions |
Unlimited |
| Free ATM/Check Card available |
Yes |
| ATM banking benefit |
Yes |
| Free online banking with bill pay |
Yes (see below) |
| Free checks |
Yes, first order |
| Statement Detail |
Yes |
| Minimum to open |
$500 |
 |
Business Checking
A checking account for businesses who have a lower level of deposit and check writing activity. Save money with this account and receive a basic level of deposit and check writing capability. |
| Features |
|
| Monthly maintenance fee |
$15 |
| Minimum balance to avoid monthly fee |
$2.500 |
| Interest earning |
No |
| Number of transactions |
50 items per month, $.10 thereafter |
| Free ATM/Check Card available |
Yes |
| ATM banking benefit |
Yes |
| Free online banking with bill pay |
Yes (see below) |
| Free checks |
No |
| Statement Detail |
Yes |
| Minimum to open |
$1.000 |
|
Business Savings
The perfect account to start saving for the business of your dreams, no matter what balances you keep, your funds will accumulate a higher rate of interest. |
| Features |
|
| Monthly maintenance fee |
$15 |
| Minimum balance to avoid monthly fee |
$5.000 |
| Interest earning |
Yes |
| Number of transactions |
6 per statement cycle |
| Free ATM/Check Card available |
Yes (as secondary account) |
| ATM banking benefit |
Yes |
| Free online banking with bill pay |
Yes (see below) |
| Free checks |
Not applicable. |
| Statement Detail |
Yes |
| Minimum to open |
$1.000 |
|
Business Money Market
A way to save for the business of your dreams while maintaining the ability to easily access account balances by writing a check. Our business money market pays you a higher rate for your higher balance. |
| Features |
|
| Monthly maintenance fee |
$15 |
| Minimum balance to avoid monthly fee |
$10.000 |
| Interest earning |
Yes |
| Number of transactions |
6 per statement cycle |
| Free ATM/Check Card available |
Yes (as secondary account) |
| ATM banking benefit |
Yes |
| Free online banking with bill pay |
Yes (see below) |
| Free checks |
Not applicable. |
| Statement Detail |
Yes |
| Minimum to open |
$5.000 |
We do not have on line bill pay at this time. |
|
Choice Business Money Market
Reward your business by earning higher rates based on your investment balances with the accessibility you may need paying higher interest rates for varying balances. |
| Features |
|
| Monthly maintenance fee |
$15 |
| Minimum balance to avoid monthly fee |
$5,000 |
| Interest earning |
Yes, tiered based on balance |
| Number of transactions |
6 per monthly statement cycle |
| Free ATM/Check Card available |
Yes (as secondary account) |
| ATM banking benefit |
Yes |
| Free online banking with bill pay |
Yes (see below) |
| Free checks |
No |
| Statement Detail |
Yes |
| Minimum to open |
$5,000 |
|
